New York Car Sales Tax Calculator

What you pay in tax when you buy a vehicle in New York, from the statute and the revenue department.

Verified September 21, 2026 · statute and revenue department cross-checked

Vehicle price (USD) Trade-in value (USD) County or city rate where you live

Buying the car is only half the cost. You still owe an annual registration fee.

See New York vehicle registration fees →

What to know about New York

The rate follows where you live, not where you buy, so a Manhattan resident pays 8.875 percent even when buying upstate. Trade-in credit applies to dealer purchases; in a private swap the value of what you hand over counts as part of the price. New York gives reciprocal credit for tax paid to only a short list of states, so buying elsewhere can mean paying twice.

Sources

Statute: NY Tax Law § 1105, § 1109

New York Tax Bulletin ST-825
“The sales tax on motor vehicles, including cars, trucks, certain boats, boat trailers, RVs, and motorcycles, is calculated using the rate in effect in the jurisdiction where the vehicle owner is a resident.”

New York Form DTF-804
“For motor vehicles, New York State provides a reciprocal credit for tax paid to a very limited number of states.”

Last verified: September 21, 2026.

Estimates only. Your dealer or the state issues the final bill, and exemptions can change what you owe. This page does not collect or store anything you enter.